Key points at a glance
This page is written for residents of Baulmes, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Baulmes, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Baulmes has roughly 1’027 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Baulmes, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Rances (2 km), Vuitebœuf (4 km), Sergey (4 km).
Baulmes at a glance: your local context
Baulmes, a municipality of roughly 1’027 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Baulmes, the official FOPH premium rates for the canton of Vaud apply.
- Population: roughly 1’027
- Canton: Vaud
- Federal municipality number (BFS): 5745
Health insurance and supplementary cover around Baulmes: compare neighbouring municipalities
Around Baulmes, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Rances — 2.1 km away
- Health insurance and supplementary cover in Vuitebœuf — 3.7 km away
- Health insurance and supplementary cover in Sergey — 3.8 km away
- Health insurance and supplementary cover in Valeyres-sous-Rances — 3.9 km away
- Health insurance and supplementary cover in Champvent — 4.2 km away
- Health insurance and supplementary cover in Mathod — 4.2 km away
- Health insurance and supplementary cover in L'Abergement — 4.5 km away
- Health insurance and supplementary cover in Sainte-Croix — 5.0 km away
- Health insurance and supplementary cover in Suscévaz — 5.4 km away
- Health insurance and supplementary cover in Montcherand — 5.6 km away
Health insurance premiums 2026 in Baulmes: the real numbers
The range in Baulmes is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Baulmes are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Baulmes →
Basic insurance in Baulmes: choosing insurer, deductible and model
You steer your premium in Baulmes with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Baulmes starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Baulmes
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Baulmes →
How we work for Baulmes
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Baulmes this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Baulmes (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Baulmes?
In Baulmes, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Baulmes have the same premiums?
Not necessarily. Baulmes and nearby municipalities such as Rances (2 km), Vuitebœuf (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Baulmes?
No, it is for orientation in Baulmes. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Baulmes with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Baulmes follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.