Key points at a glance
Living in L'Abergement (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in L'Abergement you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (L'Abergement belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. L'Abergement has roughly 248 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for L'Abergement, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Sergey (1 km), Les Clées (2 km), Rances (3 km).
L'Abergement at a glance: your local context
L'Abergement, a municipality of roughly 248 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, L'Abergement belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 248
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1355
- Federal municipality number (BFS): 5741
Health insurance and supplementary cover around L'Abergement: compare neighbouring municipalities
Around L'Abergement, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Sergey — 1.4 km away
- Health insurance and supplementary cover in Les Clées — 2.2 km away
- Health insurance and supplementary cover in Rances — 2.6 km away
- Health insurance and supplementary cover in Lignerolle — 3.1 km away
- Health insurance and supplementary cover in Montcherand — 3.1 km away
- Health insurance and supplementary cover in Valeyres-sous-Rances — 3.8 km away
- Health insurance and supplementary cover in Agiez — 3.9 km away
- Health insurance and supplementary cover in Bretonnières — 3.9 km away
- Health insurance and supplementary cover in Baulmes — 4.5 km away
- Health insurance and supplementary cover in Orbe — 4.7 km away
Health insurance premiums 2026 in L'Abergement: the real numbers
The range in L'Abergement is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in L'Abergement from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for L'Abergement →
Basic insurance in L'Abergement: choosing insurer, deductible and model
You steer your premium in L'Abergement with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in L'Abergement starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for L'Abergement
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for L'Abergement →
How we work for L'Abergement
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In L'Abergement this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in L'Abergement (practical guidance, not legal advice)
How much is the 2026 health insurance premium in L'Abergement?
In L'Abergement (postal code 1355), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of L'Abergement have the same premiums?
Not necessarily. L'Abergement and nearby municipalities such as Sergey (1 km), Les Clées (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in L'Abergement?
No. It explains the insurance and tax concepts for residents of L'Abergement (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in L'Abergement with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for L'Abergement follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.