Basic health insurance and supplementary cover in Champvent

Basic health insurance and supplementary cover in Champvent (Vaud)
Basic health insurance and supplementary cover in Champvent (Vaud).

Key points at a glance

This page is written for residents of Champvent, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Champvent, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Champvent has roughly 685 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Champvent, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Mathod (2 km), Suscévaz (2 km), Chamblon (2 km).

Champvent at a glance: your local context

Champvent, a municipality of roughly 685 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Champvent, the official FOPH premium rates for the canton of Vaud apply.

  • Population: roughly 685
  • Canton: Vaud
  • Federal municipality number (BFS): 5905

Health insurance and supplementary cover around Champvent: compare neighbouring municipalities

Living or working near Champvent? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Champvent: the real numbers

Concretely for Champvent: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Champvent (canton of Vaud), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)570 – 764 CHFfrom 442 CHF
Young adults (19–25)413 – 648 CHFfrom 284 CHF
Children (0–18)44 – 179 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

Our comparison tool does this work for you: the 67 insurers available for Champvent are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Champvent →

Basic insurance in Champvent: choosing insurer, deductible and model

Three decisions drive your premium in Champvent. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Champvent starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.

Checklist for Champvent

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Vaud.

Free premium comparison for Champvent →

How we work for Champvent

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Champvent this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Champvent (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Champvent?

In Champvent, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Champvent have the same premiums?

Not necessarily. Champvent and nearby municipalities such as Mathod (2 km), Suscévaz (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Champvent?

No. It explains the insurance and tax concepts for residents of Champvent (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Champvent with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Champvent follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

This local guide for Champvent is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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