Key points at a glance
Living in Riviera (canton of Ticino) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Riviera you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Riviera belongs to region 1 in the canton of Ticino) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Riviera has roughly 4’219 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Riviera, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Biasca (5 km), Pollegio (7 km), Personico (9 km).
Riviera at a glance: your local context
Riviera, a municipality of roughly 4’219 residents in the canton of Ticino, has its own profile when it comes to health insurance. Riviera lies in premium region 1 of the canton of Ticino (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’219
- Canton: Ticino
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 6527
- Federal municipality number (BFS): 5287
Health insurance and supplementary cover around Riviera: compare neighbouring municipalities
Around Riviera, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Biasca — 5.3 km away
- Health insurance and supplementary cover in Pollegio — 6.6 km away
- Health insurance and supplementary cover in Personico — 8.9 km away
- Health insurance and supplementary cover in Lumino — 9.5 km away
- Health insurance and supplementary cover in Buseno — 9.7 km away
- Health insurance and supplementary cover in Calanca — 9.8 km away
- Health insurance and supplementary cover in Gorduno — 10.4 km away
- Health insurance and supplementary cover in Arbedo-Castione — 10.8 km away
- Health insurance and supplementary cover in San Vittore — 11.6 km away
- Health insurance and supplementary cover in Bellinzone — 12.4 km away
Health insurance premiums 2026 in Riviera: the real numbers
Concretely for Riviera: the 2026 adult premium (deductible 300 CHF) is between 584 and 827 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’911 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 584 – 827 CHF | from 474 CHF |
| Young adults (19–25) | 426 – 639 CHF | from 307 CHF |
| Children (0–18) | 43 – 180 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Riviera from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Riviera →
Basic insurance in Riviera: choosing insurer, deductible and model
Three decisions drive your premium in Riviera. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Riviera starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Ticino — many households leave this reduction unused.
Checklist for Riviera
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Ticino.
Free premium comparison for Riviera →
How we work for Riviera
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Ticino. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Riviera this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Riviera (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Riviera?
In Riviera (postal code 6527), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Riviera have the same premiums?
Not necessarily. Riviera and nearby municipalities such as Biasca (5 km), Pollegio (7 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Riviera?
No, it is for orientation in Riviera. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Ticino.
Can I compare "Health insurance and supplementary cover" in Riviera with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Riviera follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.