Basic health insurance and supplementary cover in Biasca

Basic health insurance and supplementary cover in Biasca (Tessin)
Basic health insurance and supplementary cover in Biasca (Tessin).

Key points at a glance

This page is written for residents of Biasca, in the canton of Ticino, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Biasca, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Biasca belongs to region 1 in the canton of Ticino) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Biasca has roughly 6’201 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Biasca, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Pollegio (3 km), Personico (4 km), Riviera (5 km).

Biasca at a glance: your local context

Biasca, a municipality of roughly 6’201 residents in the canton of Ticino, has its own profile when it comes to health insurance. Biasca lies in premium region 1 of the canton of Ticino (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 6’201
  • Canton: Ticino
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 6710
  • Federal municipality number (BFS): 5281

Health insurance and supplementary cover around Biasca: compare neighbouring municipalities

Around Biasca, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Biasca: the real numbers

Concretely for Biasca: the 2026 adult premium (deductible 300 CHF) is between 584 and 827 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’911 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Biasca (canton of Ticino), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)584 – 827 CHFfrom 474 CHF
Young adults (19–25)426 – 639 CHFfrom 307 CHF
Children (0–18)43 – 180 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

That is exactly what our comparison does: it ranks the 67 insurers active in Biasca from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Biasca →

Basic insurance in Biasca: choosing insurer, deductible and model

You steer your premium in Biasca with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Biasca starts as low as 474 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Ticino: the entitlement goes surprisingly often unclaimed.

Checklist for Biasca

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Ticino.

Free premium comparison for Biasca →

How we work for Biasca

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Ticino. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Biasca this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Biasca (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Biasca?

In Biasca (postal code 6710), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Biasca have the same premiums?

Not necessarily. Biasca and nearby municipalities such as Pollegio (3 km), Personico (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Biasca?

No. It explains the insurance and tax concepts for residents of Biasca (canton of Ticino). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Biasca with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Biasca follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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