Key points at a glance
This page is written for residents of San Vittore, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in San Vittore, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (San Vittore belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. San Vittore has roughly 834 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for San Vittore, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Roveredo (2 km), Castaneda (2 km), Lumino (3 km).
San Vittore at a glance: your local context
San Vittore, a municipality of roughly 834 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, San Vittore belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 834
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6534
- Federal municipality number (BFS): 3835
Health insurance and supplementary cover around San Vittore: compare neighbouring municipalities
Living or working near San Vittore? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Roveredo — 1.5 km away
- Health insurance and supplementary cover in Castaneda — 2.4 km away
- Health insurance and supplementary cover in Lumino — 2.9 km away
- Health insurance and supplementary cover in Grono — 3.4 km away
- Health insurance and supplementary cover in Buseno — 3.9 km away
- Health insurance and supplementary cover in Santa Maria in Calanca — 4.6 km away
- Health insurance and supplementary cover in Arbedo-Castione — 4.9 km away
- Health insurance and supplementary cover in Gorduno — 6.1 km away
- Health insurance and supplementary cover in Calanca — 6.9 km away
- Health insurance and supplementary cover in Bellinzone — 7.9 km away
Health insurance premiums 2026 in San Vittore: the real numbers
Concretely for San Vittore: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for San Vittore are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for San Vittore →
Basic insurance in San Vittore: choosing insurer, deductible and model
Three decisions drive your premium in San Vittore. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in San Vittore starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for San Vittore
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for San Vittore →
How we work for San Vittore
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In San Vittore this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in San Vittore (practical guidance, not legal advice)
How much is the 2026 health insurance premium in San Vittore?
In San Vittore (postal code 6534), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of San Vittore have the same premiums?
Not necessarily. San Vittore and nearby municipalities such as Roveredo (2 km), Castaneda (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in San Vittore?
No, it is for orientation in San Vittore. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in San Vittore with no obligation?
Of course. The starting point is your situation in San Vittore; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.