Basic health insurance and supplementary cover in Rossa

Basic health insurance and supplementary cover in Rossa (Grisons)
Basic health insurance and supplementary cover in Rossa (Grisons).

Key points at a glance

This page is written for residents of Rossa, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Rossa, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Rossa belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Rossa has roughly 148 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Rossa, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Soazza (7 km), Calanca (8 km), Mesocco (9 km).

Rossa at a glance: your local context

Rossa, a municipality of roughly 148 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Rossa belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 148
  • Canton: Graubünden
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 6548
  • Federal municipality number (BFS): 3808

Health insurance and supplementary cover around Rossa: compare neighbouring municipalities

Around Rossa, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Rossa: the real numbers

The range in Rossa is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Rossa (canton of Graubünden), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)418 – 614 CHFfrom 307 CHF
Young adults (19–25)305 – 503 CHFfrom 195 CHF
Children (0–18)31 – 143 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

That is exactly what our comparison does: it ranks the 76 insurers active in Rossa from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Rossa →

Basic insurance in Rossa: choosing insurer, deductible and model

You steer your premium in Rossa with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Rossa starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.

Checklist for Rossa

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Graubünden.

Free premium comparison for Rossa →

How we work for Rossa

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Rossa this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Rossa (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Rossa?

In Rossa (postal code 6548), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Rossa have the same premiums?

Not necessarily. Rossa and nearby municipalities such as Soazza (7 km), Calanca (8 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Rossa?

No, it is for orientation in Rossa. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.

Can I compare "Health insurance and supplementary cover" in Rossa with no obligation?

Of course. The starting point is your situation in Rossa; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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