Key points at a glance
Living in Obergösgen (canton of Solothurn) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Obergösgen you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Obergösgen belongs to region 0 in the canton of Solothurn) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Obergösgen has roughly 2’203 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Obergösgen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Winznau (1 km), Dulliken (2 km), Lostorf (2 km).
Obergösgen at a glance: your local context
Obergösgen, a municipality of roughly 2’203 residents in the canton of Solothurn, has its own profile when it comes to health insurance. Obergösgen lies in premium region 0 of the canton of Solothurn (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’203
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4653
- Federal municipality number (BFS): 2497
Health insurance and supplementary cover around Obergösgen: compare neighbouring municipalities
Living or working near Obergösgen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Winznau — 1.5 km away
- Health insurance and supplementary cover in Dulliken — 1.6 km away
- Health insurance and supplementary cover in Lostorf — 2.0 km away
- Health insurance and supplementary cover in Däniken — 2.4 km away
- Health insurance and supplementary cover in Starrkirch-Wil — 2.8 km away
- Health insurance and supplementary cover in Niedergösgen — 3.1 km away
- Health insurance and supplementary cover in Stüsslingen — 3.4 km away
- Health insurance and supplementary cover in Gretzenbach — 3.6 km away
- Health insurance and supplementary cover in Olten — 3.7 km away
- Health insurance and supplementary cover in Schönenwerd — 3.8 km away
Health insurance premiums 2026 in Obergösgen: the real numbers
The range in Obergösgen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 486 to 643 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’879 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Obergösgen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Obergösgen →
Basic insurance in Obergösgen: choosing insurer, deductible and model
You steer your premium in Obergösgen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Obergösgen starts as low as 371 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Obergösgen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Obergösgen →
How we work for Obergösgen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Obergösgen this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Obergösgen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Obergösgen?
In Obergösgen (postal code 4653), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Obergösgen have the same premiums?
Not necessarily. Obergösgen and nearby municipalities such as Winznau (1 km), Dulliken (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Obergösgen?
No. It explains the insurance and tax concepts for residents of Obergösgen (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Obergösgen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Obergösgen follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.