Key points at a glance
Living in Olten (canton of Solothurn) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Olten you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Olten belongs to region 0 in the canton of Solothurn) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Olten has roughly 19’051 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Olten, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Trimbach (1 km), Starrkirch-Wil (1 km), Winznau (2 km).
Olten at a glance: your local context
Olten, a municipality of roughly 19’051 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Olten belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 19’051
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4600
- Federal municipality number (BFS): 2581
Health insurance and supplementary cover around Olten: compare neighbouring municipalities
Living or working near Olten? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Trimbach — 1.3 km away
- Health insurance and supplementary cover in Starrkirch-Wil — 1.5 km away
- Health insurance and supplementary cover in Winznau — 2.4 km away
- Health insurance and supplementary cover in Dulliken — 2.9 km away
- Health insurance and supplementary cover in Wangen bei Olten — 3.1 km away
- Health insurance and supplementary cover in Aarburg — 3.6 km away
- Health insurance and supplementary cover in Obergösgen — 3.7 km away
- Health insurance and supplementary cover in Hauenstein-Ifenthal — 3.9 km away
- Health insurance and supplementary cover in Rickenbach — 3.9 km away
- Health insurance and supplementary cover in Oftringen — 4.4 km away
Health insurance premiums 2026 in Olten: the real numbers
The range in Olten is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 486 to 643 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’879 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Olten from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Olten: choosing insurer, deductible and model
Three decisions drive your premium in Olten. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Olten starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Olten
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Olten →
How we work for Olten
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Solothurn. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Olten this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Olten (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Olten?
In Olten (postal code 4600), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Olten have the same premiums?
Not necessarily. Olten and nearby municipalities such as Trimbach (1 km), Starrkirch-Wil (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Olten?
No, it is for orientation in Olten. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Health insurance and supplementary cover" in Olten with no obligation?
Of course. The starting point is your situation in Olten; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Olten is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.