Key points at a glance
This page is written for residents of Schönenwerd, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Schönenwerd, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Schönenwerd has roughly 4’910 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Schönenwerd, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Niedergösgen (1 km), Gretzenbach (2 km), Eppenberg-Wöschnau (2 km).
Schönenwerd at a glance: your local context
Schönenwerd, a municipality of roughly 4’910 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Schönenwerd belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 4’910
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Federal municipality number (BFS): 2583
Health insurance and supplementary cover around Schönenwerd: compare neighbouring municipalities
Around Schönenwerd, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Niedergösgen — 0.8 km away
- Health insurance and supplementary cover in Gretzenbach — 1.6 km away
- Health insurance and supplementary cover in Eppenberg-Wöschnau — 1.8 km away
- Health insurance and supplementary cover in Däniken — 2.3 km away
- Health insurance and supplementary cover in Unterentfelden — 2.9 km away
- Health insurance and supplementary cover in Erlinsbach — 3.2 km away
- Health insurance and supplementary cover in Stüsslingen — 3.4 km away
- Health insurance and supplementary cover in Oberentfelden — 3.7 km away
- Health insurance and supplementary cover in Obergösgen — 3.8 km away
- Health insurance and supplementary cover in Erlinsbach — 3.9 km away
Health insurance premiums 2026 in Schönenwerd: the real numbers
The range in Schönenwerd is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 486 to 643 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’879 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Schönenwerd from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Schönenwerd →
Basic insurance in Schönenwerd: choosing insurer, deductible and model
Three decisions drive your premium in Schönenwerd. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Schönenwerd starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Schönenwerd
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Schönenwerd →
How we work for Schönenwerd
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Schönenwerd this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Schönenwerd (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Schönenwerd?
In Schönenwerd, the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Schönenwerd have the same premiums?
Not necessarily. Schönenwerd and nearby municipalities such as Niedergösgen (1 km), Gretzenbach (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Schönenwerd?
No. It explains the insurance and tax concepts for residents of Schönenwerd (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Schönenwerd with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Schönenwerd follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Schönenwerd is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.