Key points at a glance
Living in Buch (canton of Schaffhausen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Buch you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Buch belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Buch has roughly 316 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Buch, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Ramsen (2 km), Diessenhofen (4 km), Dörflingen (5 km).
Buch at a glance: your local context
Buch, a municipality of roughly 316 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. Buch lies in premium region 2 of the canton of Schaffhausen (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 316
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8263
- Federal municipality number (BFS): 2961
Health insurance and supplementary cover around Buch: compare neighbouring municipalities
Around Buch, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Ramsen — 2.2 km away
- Health insurance and supplementary cover in Diessenhofen — 4.4 km away
- Health insurance and supplementary cover in Dörflingen — 4.8 km away
- Health insurance and supplementary cover in Hemishofen — 5.3 km away
- Health insurance and supplementary cover in Basadingen-Schlattingen — 6.1 km away
- Health insurance and supplementary cover in Wagenhausen — 8.0 km away
- Health insurance and supplementary cover in Thayngen — 8.4 km away
- Health insurance and supplementary cover in Stein am Rhein — 8.5 km away
- Health insurance and supplementary cover in Stammheim — 9.0 km away
- Health insurance and supplementary cover in Lohn — 9.5 km away
Health insurance premiums 2026 in Buch: the real numbers
The range in Buch is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 434 to 611 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’128 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
That is exactly what our comparison does: it ranks the 75 insurers active in Buch from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Buch: choosing insurer, deductible and model
You steer your premium in Buch with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Buch starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Buch
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Buch →
How we work for Buch
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Schaffhausen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Buch this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Buch (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Buch?
In Buch (postal code 8263), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Buch have the same premiums?
Not necessarily. Buch and nearby municipalities such as Ramsen (2 km), Diessenhofen (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Buch?
No, it is for orientation in Buch. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Health insurance and supplementary cover" in Buch with no obligation?
Of course. The starting point is your situation in Buch; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Buch is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.