Key points at a glance
Living in Lohn (canton of Schaffhausen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Lohn you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Schaffhausen), never on your health: for basic insurance, every insurer must accept you. Lohn has roughly 758 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lohn, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Büttenhardt (2 km), Thayngen (2 km), Stetten (2 km).
Lohn at a glance: your local context
Lohn, a municipality of roughly 758 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Lohn belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 758
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8235
- Federal municipality number (BFS): 2917
Health insurance and supplementary cover around Lohn: compare neighbouring municipalities
Around Lohn, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Büttenhardt — 1.7 km away
- Health insurance and supplementary cover in Thayngen — 2.0 km away
- Health insurance and supplementary cover in Stetten — 2.2 km away
- Health insurance and supplementary cover in Merishausen — 4.5 km away
- Health insurance and supplementary cover in Dörflingen — 6.2 km away
- Health insurance and supplementary cover in Schaffhouse — 6.4 km away
- Health insurance and supplementary cover in Feuerthalen — 6.6 km away
- Health insurance and supplementary cover in Bargen — 7.4 km away
- Health insurance and supplementary cover in Flurlingen — 7.9 km away
- Health insurance and supplementary cover in Neuhausen am Rheinfall — 8.3 km away
Health insurance premiums 2026 in Lohn: the real numbers
Concretely for Lohn: the 2026 adult premium (deductible 300 CHF) is between 434 and 611 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’128 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
That is exactly what our comparison does: it ranks the 75 insurers active in Lohn from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Lohn: choosing insurer, deductible and model
You steer your premium in Lohn with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Lohn starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Lohn
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Lohn →
How we work for Lohn
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lohn this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lohn (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lohn?
In Lohn (postal code 8235), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lohn have the same premiums?
Not necessarily. Lohn and nearby municipalities such as Büttenhardt (2 km), Thayngen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lohn?
No. It explains the insurance and tax concepts for residents of Lohn (canton of Schaffhausen). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Lohn with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lohn follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Lohn is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.