Key points at a glance
Living in Stein am Rhein (canton of Schaffhausen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Stein am Rhein you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Stein am Rhein belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Stein am Rhein has roughly 3’414 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Stein am Rhein, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Wagenhausen (1 km), Eschenz (1 km), Hemishofen (3 km).
Stein am Rhein at a glance: your local context
Stein am Rhein, a municipality of roughly 3’414 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Stein am Rhein belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’414
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8260
- Federal municipality number (BFS): 2964
Health insurance and supplementary cover around Stein am Rhein: compare neighbouring municipalities
Living or working near Stein am Rhein? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Wagenhausen — 0.8 km away
- Health insurance and supplementary cover in Eschenz — 1.2 km away
- Health insurance and supplementary cover in Hemishofen — 3.5 km away
- Health insurance and supplementary cover in Mammern — 4.5 km away
- Health insurance and supplementary cover in Stammheim — 5.7 km away
- Health insurance and supplementary cover in Ramsen — 6.3 km away
- Health insurance and supplementary cover in Hüttwilen — 6.7 km away
- Health insurance and supplementary cover in Herdern — 7.3 km away
- Health insurance and supplementary cover in Basadingen-Schlattingen — 8.2 km away
- Health insurance and supplementary cover in Warth-Weiningen — 8.5 km away
Health insurance premiums 2026 in Stein am Rhein: the real numbers
In Stein am Rhein, an adult with a 300 CHF deductible pays between 434 and 611 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’128 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Stein am Rhein are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Stein am Rhein →
Basic insurance in Stein am Rhein: choosing insurer, deductible and model
You steer your premium in Stein am Rhein with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Stein am Rhein starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Stein am Rhein
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Stein am Rhein →
How we work for Stein am Rhein
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Schaffhausen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Stein am Rhein this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Stein am Rhein (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Stein am Rhein?
In Stein am Rhein (postal code 8260), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Stein am Rhein have the same premiums?
Not necessarily. Stein am Rhein and nearby municipalities such as Wagenhausen (1 km), Eschenz (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Stein am Rhein?
No. It explains the insurance and tax concepts for residents of Stein am Rhein (canton of Schaffhausen). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Stein am Rhein with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Stein am Rhein follow. The comparison is free, and no offer is binding.
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Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.