Key points at a glance
Living in Stansstad (canton of Nidwalden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Stansstad you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Stansstad belongs to region 0 in the canton of Nidwalden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Stansstad has roughly 4’576 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Stansstad, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Hergiswil (2 km), Ennetmoos (3 km), Stans (3 km).
Stansstad at a glance: your local context
Stansstad, a municipality of roughly 4’576 residents in the canton of Nidwalden, has its own profile when it comes to health insurance. Stansstad lies in premium region 0 of the canton of Nidwalden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’576
- Canton: Nidwalden
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6362
- Federal municipality number (BFS): 1510
Applying for premium subsidies around Stansstad: compare neighbouring municipalities
Living or working near Stansstad? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Hergiswil — 2.1 km away
- Applying for premium subsidies in Ennetmoos — 2.6 km away
- Applying for premium subsidies in Stans — 3.1 km away
- Applying for premium subsidies in Oberdorf — 4.5 km away
- Applying for premium subsidies in Horw — 4.5 km away
- Applying for premium subsidies in Ennetbürgen — 5.7 km away
- Applying for premium subsidies in Buochs — 6.2 km away
- Applying for premium subsidies in Dallenwil — 6.5 km away
- Applying for premium subsidies in Alpnach — 6.7 km away
- Applying for premium subsidies in Kriens — 7.5 km away
Health insurance premiums 2026 in Stansstad: the real numbers
In Stansstad, an adult with a 300 CHF deductible pays between 385 and 581 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’348 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 385 – 581 CHF | from 275 CHF |
| Young adults (19–25) | 281 – 430 CHF | from 172 CHF |
| Children (0–18) | 28 – 121 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Stansstad from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Stansstad →
Basic insurance in Stansstad: choosing insurer, deductible and model
You steer your premium in Stansstad with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Stansstad starts as low as 275 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Nidwalden — many households leave this reduction unused.
Checklist for Stansstad
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Nidwalden.
Free premium comparison for Stansstad →
How we work for Stansstad
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Nidwalden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Stansstad this difference is measurable: 385–581 francs a month for adults, i.e. up to 2’348 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Stansstad (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Stansstad?
In Stansstad (postal code 6362), the 2026 adult basic-insurance premium ranges from 385 to 581 francs a month depending on the insurer (deductible 300), from 281 francs for young adults and from 28 francs for children. For identical cover, the difference reaches up to 2’348 francs a year (FOPH premium region 0 of the canton of Nidwalden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Stansstad have the same premiums?
Not necessarily. Stansstad and nearby municipalities such as Hergiswil (2 km), Ennetmoos (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Stansstad?
No, it is for orientation in Stansstad. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Nidwalden.
Can I compare "Applying for premium subsidies" in Stansstad with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Stansstad follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Stansstad is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.