Key points at a glance
Living in Hergiswil (canton of Nidwalden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Hergiswil you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Hergiswil belongs to region 0 in the canton of Nidwalden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hergiswil has roughly 5’777 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hergiswil, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Stansstad (2 km), Horw (4 km), Ennetmoos (4 km).
Hergiswil at a glance: your local context
Hergiswil, a municipality of roughly 5’777 residents in the canton of Nidwalden, has its own profile when it comes to health insurance. For health insurance premiums, Hergiswil belongs to FOPH premium region 0 of the canton of Nidwalden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 5’777
- Canton: Nidwalden
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6052
- Federal municipality number (BFS): 1507
Applying for premium subsidies around Hergiswil: compare neighbouring municipalities
Around Hergiswil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Stansstad — 2.1 km away
- Applying for premium subsidies in Horw — 3.6 km away
- Applying for premium subsidies in Ennetmoos — 3.6 km away
- Applying for premium subsidies in Stans — 5.0 km away
- Applying for premium subsidies in Alpnach — 5.8 km away
- Applying for premium subsidies in Kriens — 6.1 km away
- Applying for premium subsidies in Oberdorf — 6.4 km away
- Applying for premium subsidies in Lucerne — 7.6 km away
- Applying for premium subsidies in Ennetbürgen — 7.7 km away
- Applying for premium subsidies in Dallenwil — 8.2 km away
Health insurance premiums 2026 in Hergiswil: the real numbers
Concretely for Hergiswil: the 2026 adult premium (deductible 300 CHF) is between 385 and 581 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’348 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 385 – 581 CHF | from 275 CHF |
| Young adults (19–25) | 281 – 430 CHF | from 172 CHF |
| Children (0–18) | 28 – 121 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Hergiswil are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Hergiswil →
Basic insurance in Hergiswil: choosing insurer, deductible and model
Three decisions drive your premium in Hergiswil. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Hergiswil starts as low as 275 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Nidwalden: the entitlement goes surprisingly often unclaimed.
Checklist for Hergiswil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Nidwalden.
Free premium comparison for Hergiswil →
How we work for Hergiswil
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Nidwalden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hergiswil this difference is measurable: 385–581 francs a month for adults, i.e. up to 2’348 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hergiswil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hergiswil?
In Hergiswil (postal code 6052), the 2026 adult basic-insurance premium ranges from 385 to 581 francs a month depending on the insurer (deductible 300), from 281 francs for young adults and from 28 francs for children. For identical cover, the difference reaches up to 2’348 francs a year (FOPH premium region 0 of the canton of Nidwalden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hergiswil have the same premiums?
Not necessarily. Hergiswil and nearby municipalities such as Stansstad (2 km), Horw (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hergiswil?
No. It explains the insurance and tax concepts for residents of Hergiswil (canton of Nidwalden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Hergiswil with no obligation?
Of course. The starting point is your situation in Hergiswil; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Hergiswil is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.