Key points at a glance
Living in Kriens (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Kriens you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Lucerne), never on your health: for basic insurance, every insurer must accept you. Kriens has roughly 26’997 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Kriens, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Lucerne (3 km), Horw (3 km), Emmen (5 km).
Kriens at a glance: your local context
Kriens, a municipality of roughly 26’997 residents in the canton of Lucerne, has its own profile when it comes to health insurance. For health insurance premiums, Kriens belongs to FOPH premium region 2 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 26’997
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6010
- Federal municipality number (BFS): 1059
Applying for premium subsidies around Kriens: compare neighbouring municipalities
Around Kriens, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Lucerne — 2.8 km away
- Applying for premium subsidies in Horw — 3.1 km away
- Applying for premium subsidies in Emmen — 5.0 km away
- Applying for premium subsidies in Hergiswil — 6.1 km away
- Applying for premium subsidies in Rothenburg — 6.6 km away
- Applying for premium subsidies in Meggen — 7.3 km away
- Applying for premium subsidies in Ebikon — 7.3 km away
- Applying for premium subsidies in Malters — 7.4 km away
- Applying for premium subsidies in Stansstad — 7.5 km away
- Applying for premium subsidies in Adligenswil — 7.6 km away
Health insurance premiums 2026 in Kriens: the real numbers
The range in Kriens is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 426 to 602 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’118 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
Our comparison tool does this work for you: the 79 insurers available for Kriens are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Kriens: choosing insurer, deductible and model
You steer your premium in Kriens with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Kriens starts as low as 312 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Kriens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Kriens →
How we work for Kriens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Lucerne. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Kriens this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Kriens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Kriens?
In Kriens (postal code 6010), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Kriens have the same premiums?
Not necessarily. Kriens and nearby municipalities such as Lucerne (3 km), Horw (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Kriens?
No. It explains the insurance and tax concepts for residents of Kriens (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Kriens with no obligation?
Of course. The starting point is your situation in Kriens; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.