Premium subsidies and reductions in Les Verrières

Premium subsidies and reductions in Les Verrières (Neuchâtel)
Premium subsidies and reductions in Les Verrières (Neuchâtel).

Key points at a glance

This page is written for residents of Les Verrières, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Les Verrières, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Les Verrières belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Les Verrières has roughly 668 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Les Verrières, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: La Côte-aux-Fées (4 km), Bullet (8 km), Sainte-Croix (8 km).

Les Verrières at a glance: your local context

Les Verrières, a municipality of roughly 668 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. For health insurance premiums, Les Verrières belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 668
  • Canton: Neuchâtel
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 2126
  • Federal municipality number (BFS): 6511

Applying for premium subsidies around Les Verrières: compare neighbouring municipalities

Around Les Verrières, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Les Verrières: the real numbers

Concretely for Les Verrières: the 2026 adult premium (deductible 300 CHF) is between 554 and 794 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’878 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Les Verrières (canton of Neuchâtel), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)554 – 794 CHFfrom 434 CHF
Young adults (19–25)415 – 638 CHFfrom 287 CHF
Children (0–18)40 – 175 CHF
Source: FOPH/OFSP, approved premiums 2026. 68 insurers compared.

Our comparison tool does this work for you: the 68 insurers available for Les Verrières are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Les Verrières →

Basic insurance in Les Verrières: choosing insurer, deductible and model

You steer your premium in Les Verrières with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Les Verrières starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.

Checklist for Les Verrières

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Neuchâtel.

Free premium comparison for Les Verrières →

How we work for Les Verrières

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Les Verrières this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Les Verrières (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Les Verrières?

In Les Verrières (postal code 2126), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Les Verrières have the same premiums?

Not necessarily. Les Verrières and nearby municipalities such as La Côte-aux-Fées (4 km), Bullet (8 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Les Verrières?

No, it is for orientation in Les Verrières. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.

Can I compare "Applying for premium subsidies" in Les Verrières with no obligation?

Of course. The starting point is your situation in Les Verrières; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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