Key points at a glance
This page is written for residents of Les Ponts-de-Martel, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Les Ponts-de-Martel, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Neuchâtel), never on your health: for basic insurance, every insurer must accept you. Les Ponts-de-Martel has roughly 1’248 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Les Ponts-de-Martel, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Brot-Plamboz (2 km), La Chaux-du-Milieu (3 km), Le Cerneux-Péquignot (5 km).
Les Ponts-de-Martel at a glance: your local context
Les Ponts-de-Martel, a municipality of roughly 1’248 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Les Ponts-de-Martel lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’248
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2316
- Federal municipality number (BFS): 6437
Health insurance and supplementary cover around Les Ponts-de-Martel: compare neighbouring municipalities
Around Les Ponts-de-Martel, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Brot-Plamboz — 2.4 km away
- Health insurance and supplementary cover in La Chaux-du-Milieu — 3.0 km away
- Health insurance and supplementary cover in Le Cerneux-Péquignot — 5.1 km away
- Health insurance and supplementary cover in Le Locle — 6.5 km away
- Health insurance and supplementary cover in Rochefort — 7.0 km away
- Health insurance and supplementary cover in La Sagne — 7.2 km away
- Health insurance and supplementary cover in Boudry — 9.6 km away
- Health insurance and supplementary cover in La Brévine — 9.7 km away
- Health insurance and supplementary cover in La Grande Béroche — 10.4 km away
- Health insurance and supplementary cover in Cortaillod — 10.9 km away
Health insurance premiums 2026 in Les Ponts-de-Martel: the real numbers
In Les Ponts-de-Martel, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Les Ponts-de-Martel from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Les Ponts-de-Martel →
Basic insurance in Les Ponts-de-Martel: choosing insurer, deductible and model
Three decisions drive your premium in Les Ponts-de-Martel. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Les Ponts-de-Martel starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Les Ponts-de-Martel
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Les Ponts-de-Martel →
How we work for Les Ponts-de-Martel
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Les Ponts-de-Martel this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Les Ponts-de-Martel (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Les Ponts-de-Martel?
In Les Ponts-de-Martel (postal code 2316), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Les Ponts-de-Martel have the same premiums?
Not necessarily. Les Ponts-de-Martel and nearby municipalities such as Brot-Plamboz (2 km), La Chaux-du-Milieu (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Les Ponts-de-Martel?
No, it is for orientation in Les Ponts-de-Martel. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Health insurance and supplementary cover" in Les Ponts-de-Martel with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Les Ponts-de-Martel follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Les Ponts-de-Martel is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.