Basic health insurance and supplementary cover in La Grande Béroche

Basic health insurance and supplementary cover in La Grande Béroche (Neuchâtel)
Basic health insurance and supplementary cover in La Grande Béroche (Neuchâtel).

Key points at a glance

This page is written for residents of La Grande Béroche, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in La Grande Béroche, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. La Grande Béroche has roughly 8’852 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for La Grande Béroche, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Mutrux (4 km), Provence (6 km), Concise (7 km).

La Grande Béroche at a glance: your local context

La Grande Béroche, a municipality of roughly 8’852 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. In La Grande Béroche, the official FOPH premium rates for the canton of Neuchâtel apply.

  • Population: roughly 8’852
  • Canton: Neuchâtel
  • Federal municipality number (BFS): 6417

Health insurance and supplementary cover around La Grande Béroche: compare neighbouring municipalities

Living or working near La Grande Béroche? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in La Grande Béroche: the real numbers

In La Grande Béroche, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — La Grande Béroche (canton of Neuchâtel), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)554 – 794 CHFfrom 434 CHF
Young adults (19–25)415 – 638 CHFfrom 287 CHF
Children (0–18)40 – 175 CHF
Source: FOPH/OFSP, approved premiums 2026. 68 insurers compared.

That is exactly what our comparison does: it ranks the 68 insurers active in La Grande Béroche from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for La Grande Béroche →

Basic insurance in La Grande Béroche: choosing insurer, deductible and model

You steer your premium in La Grande Béroche with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in La Grande Béroche starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Neuchâtel: the entitlement goes surprisingly often unclaimed.

Checklist for La Grande Béroche

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Neuchâtel.

Free premium comparison for La Grande Béroche →

How we work for La Grande Béroche

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In La Grande Béroche this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in La Grande Béroche (practical guidance, not legal advice)

How much is the 2026 health insurance premium in La Grande Béroche?

In La Grande Béroche, the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year. Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of La Grande Béroche have the same premiums?

Not necessarily. La Grande Béroche and nearby municipalities such as Mutrux (4 km), Provence (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in La Grande Béroche?

No. It explains the insurance and tax concepts for residents of La Grande Béroche (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in La Grande Béroche with no obligation?

Of course. The starting point is your situation in La Grande Béroche; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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