Key points at a glance
Living in La Chaux-du-Milieu (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in La Chaux-du-Milieu you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Neuchâtel), never on your health: for basic insurance, every insurer must accept you. La Chaux-du-Milieu has roughly 492 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for La Chaux-du-Milieu, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Le Cerneux-Péquignot (3 km), Les Ponts-de-Martel (3 km), Brot-Plamboz (5 km).
La Chaux-du-Milieu at a glance: your local context
La Chaux-du-Milieu, a municipality of roughly 492 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. La Chaux-du-Milieu lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 492
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2405
- Federal municipality number (BFS): 6435
Health insurance and supplementary cover around La Chaux-du-Milieu: compare neighbouring municipalities
Living or working near La Chaux-du-Milieu? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Le Cerneux-Péquignot — 2.5 km away
- Health insurance and supplementary cover in Les Ponts-de-Martel — 3.0 km away
- Health insurance and supplementary cover in Brot-Plamboz — 5.4 km away
- Health insurance and supplementary cover in Le Locle — 5.5 km away
- Health insurance and supplementary cover in La Sagne — 7.9 km away
- Health insurance and supplementary cover in La Brévine — 8.4 km away
- Health insurance and supplementary cover in Rochefort — 9.6 km away
- Health insurance and supplementary cover in Les Planchettes — 11.5 km away
- Health insurance and supplementary cover in Boudry — 12.5 km away
- Health insurance and supplementary cover in Provence — 12.9 km away
Health insurance premiums 2026 in La Chaux-du-Milieu: the real numbers
Concretely for La Chaux-du-Milieu: the 2026 adult premium (deductible 300 CHF) is between 554 and 794 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’878 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for La Chaux-du-Milieu are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for La Chaux-du-Milieu →
Basic insurance in La Chaux-du-Milieu: choosing insurer, deductible and model
Three decisions drive your premium in La Chaux-du-Milieu. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in La Chaux-du-Milieu starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Neuchâtel: the entitlement goes surprisingly often unclaimed.
Checklist for La Chaux-du-Milieu
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for La Chaux-du-Milieu →
How we work for La Chaux-du-Milieu
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In La Chaux-du-Milieu this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in La Chaux-du-Milieu (practical guidance, not legal advice)
How much is the 2026 health insurance premium in La Chaux-du-Milieu?
In La Chaux-du-Milieu (postal code 2405), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of La Chaux-du-Milieu have the same premiums?
Not necessarily. La Chaux-du-Milieu and nearby municipalities such as Le Cerneux-Péquignot (3 km), Les Ponts-de-Martel (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in La Chaux-du-Milieu?
No. It explains the insurance and tax concepts for residents of La Chaux-du-Milieu (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in La Chaux-du-Milieu with no obligation?
Of course. The starting point is your situation in La Chaux-du-Milieu; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.