Key points at a glance
Living in Les Planchettes (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Les Planchettes you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Les Planchettes belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Les Planchettes has roughly 209 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Les Planchettes, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: La Chaux-de-Fonds (5 km), Le Locle (6 km), La Sagne (8 km).
Les Planchettes at a glance: your local context
Les Planchettes, a municipality of roughly 209 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Les Planchettes lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 209
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2325
- Federal municipality number (BFS): 6422
Health insurance and supplementary cover around Les Planchettes: compare neighbouring municipalities
Around Les Planchettes, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in La Chaux-de-Fonds — 4.5 km away
- Health insurance and supplementary cover in Le Locle — 6.4 km away
- Health insurance and supplementary cover in La Sagne — 8.0 km away
- Health insurance and supplementary cover in La Ferrière — 10.5 km away
- Health insurance and supplementary cover in La Chaux-du-Milieu — 11.5 km away
- Health insurance and supplementary cover in Val-de-Ruz — 11.8 km away
- Health insurance and supplementary cover in Renan — 11.9 km away
- Health insurance and supplementary cover in Les Bois — 12.8 km away
- Health insurance and supplementary cover in Les Ponts-de-Martel — 12.8 km away
- Health insurance and supplementary cover in Le Cerneux-Péquignot — 12.9 km away
Health insurance premiums 2026 in Les Planchettes: the real numbers
Concretely for Les Planchettes: the 2026 adult premium (deductible 300 CHF) is between 554 and 794 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’878 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Les Planchettes from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Les Planchettes →
Basic insurance in Les Planchettes: choosing insurer, deductible and model
Three decisions drive your premium in Les Planchettes. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Les Planchettes starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Neuchâtel: the entitlement goes surprisingly often unclaimed.
Checklist for Les Planchettes
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Les Planchettes →
How we work for Les Planchettes
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Les Planchettes this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Les Planchettes (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Les Planchettes?
In Les Planchettes (postal code 2325), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Les Planchettes have the same premiums?
Not necessarily. Les Planchettes and nearby municipalities such as La Chaux-de-Fonds (5 km), Le Locle (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Les Planchettes?
No, it is for orientation in Les Planchettes. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Health insurance and supplementary cover" in Les Planchettes with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Les Planchettes follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.