Key points at a glance
Living in Le Landeron (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Le Landeron you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Le Landeron belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Le Landeron has roughly 4’645 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Le Landeron, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: La Neuveville (2 km), Cerlier (3 km), Cressier (3 km).
Le Landeron at a glance: your local context
Le Landeron, a municipality of roughly 4’645 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Le Landeron lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’645
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2525
- Federal municipality number (BFS): 6455
Applying for premium subsidies around Le Landeron: compare neighbouring municipalities
Around Le Landeron, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in La Neuveville — 2.2 km away
- Applying for premium subsidies in Cerlier — 2.6 km away
- Applying for premium subsidies in Cressier — 2.6 km away
- Applying for premium subsidies in Lignières — 3.1 km away
- Applying for premium subsidies in Gals — 3.5 km away
- Applying for premium subsidies in Tschugg — 3.6 km away
- Applying for premium subsidies in Vinelz — 4.1 km away
- Applying for premium subsidies in Cornaux — 4.2 km away
- Applying for premium subsidies in Enges — 4.2 km away
- Applying for premium subsidies in Champion — 4.6 km away
Health insurance premiums 2026 in Le Landeron: the real numbers
In Le Landeron, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Le Landeron from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Le Landeron →
Basic insurance in Le Landeron: choosing insurer, deductible and model
Three decisions drive your premium in Le Landeron. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Le Landeron starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Le Landeron
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Le Landeron →
How we work for Le Landeron
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Le Landeron this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Le Landeron (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Le Landeron?
In Le Landeron (postal code 2525), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Le Landeron have the same premiums?
Not necessarily. Le Landeron and nearby municipalities such as La Neuveville (2 km), Cerlier (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Le Landeron?
No. It explains the insurance and tax concepts for residents of Le Landeron (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Le Landeron with no obligation?
Of course. The starting point is your situation in Le Landeron; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Le Landeron is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.