Key points at a glance
Living in Enges (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Enges you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Enges belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Enges has roughly 272 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Enges, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Cressier (2 km), Cornaux (3 km), Le Landeron (4 km).
Enges at a glance: your local context
Enges, a municipality of roughly 272 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Enges lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 272
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2073
- Federal municipality number (BFS): 6453
Applying for premium subsidies around Enges: compare neighbouring municipalities
Around Enges, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Cressier — 2.3 km away
- Applying for premium subsidies in Cornaux — 3.1 km away
- Applying for premium subsidies in Le Landeron — 4.2 km away
- Applying for premium subsidies in Lignières — 4.2 km away
- Applying for premium subsidies in Gals — 5.0 km away
- Applying for premium subsidies in La Neuveville — 5.9 km away
- Applying for premium subsidies in La Tène — 6.2 km away
- Applying for premium subsidies in Laténa — 6.2 km away
- Applying for premium subsidies in Saint-Blaise — 6.4 km away
- Applying for premium subsidies in Champion — 6.6 km away
Health insurance premiums 2026 in Enges: the real numbers
Concretely for Enges: the 2026 adult premium (deductible 300 CHF) is between 554 and 794 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’878 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Enges from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Enges: choosing insurer, deductible and model
You steer your premium in Enges with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Enges starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Enges
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Enges →
How we work for Enges
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Enges this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Enges (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Enges?
In Enges (postal code 2073), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Enges have the same premiums?
Not necessarily. Enges and nearby municipalities such as Cressier (2 km), Cornaux (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Enges?
No. It explains the insurance and tax concepts for residents of Enges (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Enges with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Enges follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.