Key points at a glance
This page is written for residents of Cornaux, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Cornaux, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Neuchâtel), never on your health: for basic insurance, every insurer must accept you. Cornaux has roughly 1’563 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Cornaux, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Cressier (2 km), Gals (3 km), Enges (3 km).
Cornaux at a glance: your local context
Cornaux, a municipality of roughly 1’563 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Cornaux lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’563
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2087
- Federal municipality number (BFS): 6451
Applying for premium subsidies around Cornaux: compare neighbouring municipalities
Living or working near Cornaux? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Cressier — 1.8 km away
- Applying for premium subsidies in Gals — 2.5 km away
- Applying for premium subsidies in Enges — 3.1 km away
- Applying for premium subsidies in La Tène — 3.3 km away
- Applying for premium subsidies in Laténa — 3.3 km away
- Applying for premium subsidies in Saint-Blaise — 3.8 km away
- Applying for premium subsidies in Champion — 4.0 km away
- Applying for premium subsidies in Le Landeron — 4.2 km away
- Applying for premium subsidies in Tschugg — 4.7 km away
- Applying for premium subsidies in Hauterive — 4.7 km away
Health insurance premiums 2026 in Cornaux: the real numbers
Concretely for Cornaux: the 2026 adult premium (deductible 300 CHF) is between 554 and 794 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’878 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for Cornaux are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Cornaux →
Basic insurance in Cornaux: choosing insurer, deductible and model
Three decisions drive your premium in Cornaux. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Cornaux starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Cornaux
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Cornaux →
How we work for Cornaux
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cornaux this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cornaux (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cornaux?
In Cornaux (postal code 2087), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cornaux have the same premiums?
Not necessarily. Cornaux and nearby municipalities such as Cressier (2 km), Gals (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cornaux?
No. It explains the insurance and tax concepts for residents of Cornaux (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Cornaux with no obligation?
Of course. The starting point is your situation in Cornaux; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.