Key points at a glance
Living in Hildisrieden (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Hildisrieden you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Hildisrieden belongs to region 3 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hildisrieden has roughly 2’333 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hildisrieden, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Römerswil (2 km), Rain (3 km), Sempach (3 km).
Hildisrieden at a glance: your local context
Hildisrieden, a municipality of roughly 2’333 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Hildisrieden lies in premium region 3 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’333
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 3
- Postal code (NPA): 6024
- Federal municipality number (BFS): 1088
Health insurance and supplementary cover around Hildisrieden: compare neighbouring municipalities
Living or working near Hildisrieden? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Römerswil — 2.5 km away
- Health insurance and supplementary cover in Rain — 3.0 km away
- Health insurance and supplementary cover in Sempach — 3.3 km away
- Health insurance and supplementary cover in Eich — 4.6 km away
- Health insurance and supplementary cover in Hochdorf — 4.9 km away
- Health insurance and supplementary cover in Neuenkirch — 5.9 km away
- Health insurance and supplementary cover in Beromünster — 6.0 km away
- Health insurance and supplementary cover in Ballwil — 6.6 km away
- Health insurance and supplementary cover in Rothenburg — 7.0 km away
- Health insurance and supplementary cover in Eschenbach — 7.1 km away
Health insurance premiums 2026 in Hildisrieden: the real numbers
In Hildisrieden, an adult with a 300 CHF deductible pays between 414 and 596 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’178 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 414 – 596 CHF | from 297 CHF |
| Young adults (19–25) | 303 – 436 CHF | from 183 CHF |
| Children (0–18) | 30 – 119 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Hildisrieden from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Hildisrieden →
Basic insurance in Hildisrieden: choosing insurer, deductible and model
You steer your premium in Hildisrieden with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hildisrieden starts as low as 297 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Hildisrieden
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Hildisrieden →
How we work for Hildisrieden
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hildisrieden this difference is measurable: 414–596 francs a month for adults, i.e. up to 2’178 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hildisrieden (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hildisrieden?
In Hildisrieden (postal code 6024), the 2026 adult basic-insurance premium ranges from 414 to 596 francs a month depending on the insurer (deductible 300), from 303 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’178 francs a year (FOPH premium region 3 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hildisrieden have the same premiums?
Not necessarily. Hildisrieden and nearby municipalities such as Römerswil (2 km), Rain (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hildisrieden?
No, it is for orientation in Hildisrieden. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Health insurance and supplementary cover" in Hildisrieden with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Hildisrieden follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.