Key points at a glance
This page is written for residents of Rothenburg, in the canton of Lucerne, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Rothenburg, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Rothenburg belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Rothenburg has roughly 7’571 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Rothenburg, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Emmen (3 km), Rain (4 km), Neuenkirch (5 km).
Rothenburg at a glance: your local context
Rothenburg, a municipality of roughly 7’571 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Rothenburg lies in premium region 2 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 7’571
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6023
- Federal municipality number (BFS): 1040
Health insurance and supplementary cover around Rothenburg: compare neighbouring municipalities
Around Rothenburg, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Emmen — 2.8 km away
- Health insurance and supplementary cover in Rain — 4.2 km away
- Health insurance and supplementary cover in Neuenkirch — 5.3 km away
- Health insurance and supplementary cover in Lucerne — 5.3 km away
- Health insurance and supplementary cover in Ebikon — 5.5 km away
- Health insurance and supplementary cover in Eschenbach — 5.7 km away
- Health insurance and supplementary cover in Buchrain — 5.7 km away
- Health insurance and supplementary cover in Kriens — 6.6 km away
- Health insurance and supplementary cover in Inwil — 6.7 km away
- Health insurance and supplementary cover in Hildisrieden — 7.0 km away
Health insurance premiums 2026 in Rothenburg: the real numbers
The range in Rothenburg is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 426 to 602 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’118 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Rothenburg from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Rothenburg →
Basic insurance in Rothenburg: choosing insurer, deductible and model
You steer your premium in Rothenburg with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Rothenburg starts as low as 312 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Rothenburg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Rothenburg →
How we work for Rothenburg
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Lucerne. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Rothenburg this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Rothenburg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Rothenburg?
In Rothenburg (postal code 6023), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Rothenburg have the same premiums?
Not necessarily. Rothenburg and nearby municipalities such as Emmen (3 km), Rain (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Rothenburg?
No, it is for orientation in Rothenburg. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Lucerne.
Can I compare "Health insurance and supplementary cover" in Rothenburg with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Rothenburg follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.