Key points at a glance
This page is written for residents of Ettiswil, in the canton of Lucerne, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Ettiswil, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Ettiswil belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Ettiswil has roughly 2’747 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Ettiswil, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Alberswil (1 km), Grosswangen (3 km), Schötz (3 km).
Ettiswil at a glance: your local context
Ettiswil, a municipality of roughly 2’747 residents in the canton of Lucerne, has its own profile when it comes to health insurance. For health insurance premiums, Ettiswil belongs to FOPH premium region 2 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’747
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6217
- Federal municipality number (BFS): 1128
Health insurance and supplementary cover around Ettiswil: compare neighbouring municipalities
Around Ettiswil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Alberswil — 1.3 km away
- Health insurance and supplementary cover in Grosswangen — 3.0 km away
- Health insurance and supplementary cover in Schötz — 3.3 km away
- Health insurance and supplementary cover in Willisau — 3.6 km away
- Health insurance and supplementary cover in Wauwil — 3.8 km away
- Health insurance and supplementary cover in Egolzwil — 4.1 km away
- Health insurance and supplementary cover in Mauensee — 4.2 km away
- Health insurance and supplementary cover in Nebikon — 5.7 km away
- Health insurance and supplementary cover in Altishofen — 6.8 km away
- Health insurance and supplementary cover in Buttisholz — 7.0 km away
Health insurance premiums 2026 in Ettiswil: the real numbers
Concretely for Ettiswil: the 2026 adult premium (deductible 300 CHF) is between 426 and 602 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’118 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Ettiswil from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Ettiswil →
Basic insurance in Ettiswil: choosing insurer, deductible and model
Three decisions drive your premium in Ettiswil. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Ettiswil starts as low as 312 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Ettiswil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Ettiswil →
How we work for Ettiswil
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Lucerne. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Ettiswil this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Ettiswil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ettiswil?
In Ettiswil (postal code 6217), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ettiswil have the same premiums?
Not necessarily. Ettiswil and nearby municipalities such as Alberswil (1 km), Grosswangen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ettiswil?
No. It explains the insurance and tax concepts for residents of Ettiswil (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Ettiswil with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Ettiswil follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.