Key points at a glance
This page is written for residents of Dierikon, in the canton of Lucerne, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Dierikon, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Dierikon belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Dierikon has roughly 1’475 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Dierikon, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Buchrain (2 km), Udligenswil (2 km), Root (3 km).
Dierikon at a glance: your local context
Dierikon, a municipality of roughly 1’475 residents in the canton of Lucerne, has its own profile when it comes to health insurance. For health insurance premiums, Dierikon belongs to FOPH premium region 2 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’475
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6036
- Federal municipality number (BFS): 1053
Health insurance and supplementary cover around Dierikon: compare neighbouring municipalities
Living or working near Dierikon? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Buchrain — 1.8 km away
- Health insurance and supplementary cover in Udligenswil — 2.3 km away
- Health insurance and supplementary cover in Root — 2.6 km away
- Health insurance and supplementary cover in Ebikon — 2.6 km away
- Health insurance and supplementary cover in Adligenswil — 3.0 km away
- Health insurance and supplementary cover in Inwil — 3.2 km away
- Health insurance and supplementary cover in Gisikon — 3.6 km away
- Health insurance and supplementary cover in Honau — 4.8 km away
- Health insurance and supplementary cover in Küssnacht — 5.5 km away
- Health insurance and supplementary cover in Eschenbach — 5.6 km away
Health insurance premiums 2026 in Dierikon: the real numbers
Concretely for Dierikon: the 2026 adult premium (deductible 300 CHF) is between 426 and 602 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’118 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Dierikon from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Dierikon →
Basic insurance in Dierikon: choosing insurer, deductible and model
Three decisions drive your premium in Dierikon. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Dierikon starts as low as 312 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Dierikon
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Dierikon →
How we work for Dierikon
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Dierikon this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Dierikon (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Dierikon?
In Dierikon (postal code 6036), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Dierikon have the same premiums?
Not necessarily. Dierikon and nearby municipalities such as Buchrain (2 km), Udligenswil (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Dierikon?
No. It explains the insurance and tax concepts for residents of Dierikon (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Dierikon with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Dierikon follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Dierikon is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.