Key points at a glance
Living in Honau (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Honau you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Honau has roughly 395 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Honau, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Gisikon (1 km), Dietwil (2 km), Risch (2 km).
Honau at a glance: your local context
Honau, a municipality of roughly 395 residents in the canton of Lucerne, has its own profile when it comes to health insurance. In Honau, the official FOPH premium rates for the canton of Lucerne apply.
- Population: roughly 395
- Canton: Lucerne
- Federal municipality number (BFS): 1057
Health insurance and supplementary cover around Honau: compare neighbouring municipalities
Around Honau, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Gisikon — 1.2 km away
- Health insurance and supplementary cover in Dietwil — 2.0 km away
- Health insurance and supplementary cover in Risch — 2.1 km away
- Health insurance and supplementary cover in Root — 2.2 km away
- Health insurance and supplementary cover in Meierskappel — 3.0 km away
- Health insurance and supplementary cover in Oberrüti — 3.8 km away
- Health insurance and supplementary cover in Inwil — 4.4 km away
- Health insurance and supplementary cover in Udligenswil — 4.7 km away
- Health insurance and supplementary cover in Dierikon — 4.8 km away
- Health insurance and supplementary cover in Hünenberg — 5.0 km away
Health insurance premiums 2026 in Honau: the real numbers
The range in Honau is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 452 to 641 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’268 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 452 – 641 CHF | from 323 CHF |
| Young adults (19–25) | 336 – 489 CHF | from 208 CHF |
| Children (0–18) | 36 – 132 CHF | — |
Our comparison tool does this work for you: the 79 insurers available for Honau are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Honau: choosing insurer, deductible and model
Three decisions drive your premium in Honau. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Honau starts as low as 323 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Honau
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Honau →
How we work for Honau
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Honau this difference is measurable: 452–641 francs a month for adults, i.e. up to 2’268 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Honau (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Honau?
In Honau, the 2026 adult basic-insurance premium ranges from 452 to 641 francs a month depending on the insurer (deductible 300), from 336 francs for young adults and from 36 francs for children. For identical cover, the difference reaches up to 2’268 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Honau have the same premiums?
Not necessarily. Honau and nearby municipalities such as Gisikon (1 km), Dietwil (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Honau?
No. It explains the insurance and tax concepts for residents of Honau (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Honau with no obligation?
Of course. The starting point is your situation in Honau; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.