Key points at a glance
Living in Adligenswil (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Adligenswil you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Adligenswil belongs to region 2 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Adligenswil has roughly 5’391 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Adligenswil, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Ebikon (2 km), Meggen (3 km), Dierikon (3 km).
Adligenswil at a glance: your local context
Adligenswil, a municipality of roughly 5’391 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Adligenswil lies in premium region 2 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 5’391
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6043
- Federal municipality number (BFS): 1051
Health insurance and supplementary cover around Adligenswil: compare neighbouring municipalities
Living or working near Adligenswil? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Ebikon — 2.2 km away
- Health insurance and supplementary cover in Meggen — 2.8 km away
- Health insurance and supplementary cover in Dierikon — 3.0 km away
- Health insurance and supplementary cover in Buchrain — 3.1 km away
- Health insurance and supplementary cover in Udligenswil — 3.5 km away
- Health insurance and supplementary cover in Lucerne — 4.9 km away
- Health insurance and supplementary cover in Emmen — 5.0 km away
- Health insurance and supplementary cover in Greppen — 5.2 km away
- Health insurance and supplementary cover in Root — 5.4 km away
- Health insurance and supplementary cover in Inwil — 5.8 km away
Health insurance premiums 2026 in Adligenswil: the real numbers
In Adligenswil, an adult with a 300 CHF deductible pays between 426 and 602 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’118 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 426 – 602 CHF | from 312 CHF |
| Young adults (19–25) | 311 – 442 CHF | from 194 CHF |
| Children (0–18) | 31 – 124 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Adligenswil from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Adligenswil →
Basic insurance in Adligenswil: choosing insurer, deductible and model
Three decisions drive your premium in Adligenswil. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Adligenswil starts as low as 312 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Adligenswil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Adligenswil →
How we work for Adligenswil
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Lucerne. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Adligenswil this difference is measurable: 426–602 francs a month for adults, i.e. up to 2’118 francs a year across 79 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Adligenswil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Adligenswil?
In Adligenswil (postal code 6043), the 2026 adult basic-insurance premium ranges from 426 to 602 francs a month depending on the insurer (deductible 300), from 311 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’118 francs a year (FOPH premium region 2 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Adligenswil have the same premiums?
Not necessarily. Adligenswil and nearby municipalities such as Ebikon (2 km), Meggen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Adligenswil?
No. It explains the insurance and tax concepts for residents of Adligenswil (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Adligenswil with no obligation?
Of course. The starting point is your situation in Adligenswil; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Adligenswil is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.