Key points at a glance
This page is written for residents of Zuoz, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Zuoz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Zuoz belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Zuoz has roughly 1’186 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Zuoz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: S-chanf (2 km), Madulain (3 km), La Punt Chamues-ch (5 km).
Zuoz at a glance: your local context
Zuoz, a municipality of roughly 1’186 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Zuoz belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’186
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7524
- Federal municipality number (BFS): 3791
Applying for premium subsidies around Zuoz: compare neighbouring municipalities
Living or working near Zuoz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in S-chanf — 2.4 km away
- Applying for premium subsidies in Madulain — 2.9 km away
- Applying for premium subsidies in La Punt Chamues-ch — 5.2 km away
- Applying for premium subsidies in Bever — 8.3 km away
- Applying for premium subsidies in Samedan — 10.1 km away
- Applying for premium subsidies in Pontresina — 12.3 km away
- Applying for premium subsidies in Celerina/Schlarigna — 12.6 km away
- Applying for premium subsidies in Saint-Moritz — 14.9 km away
- Applying for premium subsidies in Zernez — 15.2 km away
- Applying for premium subsidies in Bergün Filisur — 19.2 km away
Health insurance premiums 2026 in Zuoz: the real numbers
Concretely for Zuoz: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Zuoz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Zuoz: choosing insurer, deductible and model
Three decisions drive your premium in Zuoz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Zuoz starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Zuoz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Zuoz →
How we work for Zuoz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Zuoz this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Zuoz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Zuoz?
In Zuoz (postal code 7524), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Zuoz have the same premiums?
Not necessarily. Zuoz and nearby municipalities such as S-chanf (2 km), Madulain (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Zuoz?
No. It explains the insurance and tax concepts for residents of Zuoz (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Zuoz with no obligation?
Of course. The starting point is your situation in Zuoz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Zuoz is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.