Key points at a glance
Living in La Punt Chamues-ch (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in La Punt Chamues-ch you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (La Punt Chamues-ch belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. La Punt Chamues-ch has roughly 686 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for La Punt Chamues-ch, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Madulain (2 km), Bever (3 km), Samedan (5 km).
La Punt Chamues-ch at a glance: your local context
La Punt Chamues-ch, a municipality of roughly 686 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, La Punt Chamues-ch belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 686
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7522
- Federal municipality number (BFS): 3785
Applying for premium subsidies around La Punt Chamues-ch: compare neighbouring municipalities
Around La Punt Chamues-ch, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Madulain — 2.2 km away
- Applying for premium subsidies in Bever — 3.2 km away
- Applying for premium subsidies in Samedan — 5.0 km away
- Applying for premium subsidies in Zuoz — 5.2 km away
- Applying for premium subsidies in Celerina/Schlarigna — 7.5 km away
- Applying for premium subsidies in Pontresina — 7.5 km away
- Applying for premium subsidies in S-chanf — 7.6 km away
- Applying for premium subsidies in Saint-Moritz — 9.8 km away
- Applying for premium subsidies in Silvaplana — 14.2 km away
- Applying for premium subsidies in Bergün Filisur — 17.8 km away
Health insurance premiums 2026 in La Punt Chamues-ch: the real numbers
Concretely for La Punt Chamues-ch: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in La Punt Chamues-ch from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for La Punt Chamues-ch →
Basic insurance in La Punt Chamues-ch: choosing insurer, deductible and model
You steer your premium in La Punt Chamues-ch with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in La Punt Chamues-ch starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for La Punt Chamues-ch
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for La Punt Chamues-ch →
How we work for La Punt Chamues-ch
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In La Punt Chamues-ch this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in La Punt Chamues-ch (practical guidance, not legal advice)
How much is the 2026 health insurance premium in La Punt Chamues-ch?
In La Punt Chamues-ch (postal code 7522), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of La Punt Chamues-ch have the same premiums?
Not necessarily. La Punt Chamues-ch and nearby municipalities such as Madulain (2 km), Bever (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in La Punt Chamues-ch?
No, it is for orientation in La Punt Chamues-ch. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in La Punt Chamues-ch with no obligation?
Of course. The starting point is your situation in La Punt Chamues-ch; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.