Key points at a glance
This page is written for residents of Samedan, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Samedan, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Samedan belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Samedan has roughly 2’924 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Samedan, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bever (2 km), Celerina/Schlarigna (3 km), Pontresina (4 km).
Samedan at a glance: your local context
Samedan, a municipality of roughly 2’924 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Samedan belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’924
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7503
- Federal municipality number (BFS): 3786
Applying for premium subsidies around Samedan: compare neighbouring municipalities
Around Samedan, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Bever — 2.0 km away
- Applying for premium subsidies in Celerina/Schlarigna — 2.6 km away
- Applying for premium subsidies in Pontresina — 4.3 km away
- Applying for premium subsidies in Saint-Moritz — 4.8 km away
- Applying for premium subsidies in La Punt Chamues-ch — 5.0 km away
- Applying for premium subsidies in Madulain — 7.2 km away
- Applying for premium subsidies in Silvaplana — 9.3 km away
- Applying for premium subsidies in Zuoz — 10.1 km away
- Applying for premium subsidies in S-chanf — 12.5 km away
- Applying for premium subsidies in Sils im Engadin/Segl — 13.8 km away
Health insurance premiums 2026 in Samedan: the real numbers
The range in Samedan is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Samedan from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Samedan →
Basic insurance in Samedan: choosing insurer, deductible and model
Three decisions drive your premium in Samedan. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Samedan starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Samedan
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Samedan →
How we work for Samedan
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Samedan this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Samedan (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Samedan?
In Samedan (postal code 7503), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Samedan have the same premiums?
Not necessarily. Samedan and nearby municipalities such as Bever (2 km), Celerina/Schlarigna (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Samedan?
No. It explains the insurance and tax concepts for residents of Samedan (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Samedan with no obligation?
Of course. The starting point is your situation in Samedan; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.