Key points at a glance
This page is written for residents of Thusis, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Thusis, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Thusis has roughly 3’217 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Thusis, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Masein (1 km), Rongellen (2 km), Sils im Domleschg (2 km).
Thusis at a glance: your local context
Thusis, a municipality of roughly 3’217 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Thusis lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’217
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7430
- Federal municipality number (BFS): 3668
Health insurance and supplementary cover around Thusis: compare neighbouring municipalities
Around Thusis, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Masein — 1.2 km away
- Health insurance and supplementary cover in Rongellen — 1.7 km away
- Health insurance and supplementary cover in Sils im Domleschg — 1.8 km away
- Health insurance and supplementary cover in Urmein — 2.4 km away
- Health insurance and supplementary cover in Flerden — 2.8 km away
- Health insurance and supplementary cover in Fürstenau — 3.1 km away
- Health insurance and supplementary cover in Tschappina — 3.8 km away
- Health insurance and supplementary cover in Scharans — 3.8 km away
- Health insurance and supplementary cover in Cazis — 5.4 km away
- Health insurance and supplementary cover in Zillis-Reischen — 6.2 km away
Health insurance premiums 2026 in Thusis: the real numbers
Concretely for Thusis: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Thusis are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Thusis: choosing insurer, deductible and model
You steer your premium in Thusis with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Thusis starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Thusis
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Thusis →
How we work for Thusis
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Thusis this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Thusis (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Thusis?
In Thusis (postal code 7430), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Thusis have the same premiums?
Not necessarily. Thusis and nearby municipalities such as Masein (1 km), Rongellen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Thusis?
No, it is for orientation in Thusis. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Thusis with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Thusis follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.