Key points at a glance
This page is written for residents of Fürstenau, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Fürstenau, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Fürstenau has roughly 353 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Fürstenau, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Scharans (2 km), Sils im Domleschg (2 km), Masein (2 km).
Fürstenau at a glance: your local context
Fürstenau, a municipality of roughly 353 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Fürstenau lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 353
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7414
- Federal municipality number (BFS): 3633
Health insurance and supplementary cover around Fürstenau: compare neighbouring municipalities
Around Fürstenau, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Scharans — 2.0 km away
- Health insurance and supplementary cover in Sils im Domleschg — 2.2 km away
- Health insurance and supplementary cover in Masein — 2.3 km away
- Health insurance and supplementary cover in Cazis — 2.4 km away
- Health insurance and supplementary cover in Thusis — 3.1 km away
- Health insurance and supplementary cover in Flerden — 3.2 km away
- Health insurance and supplementary cover in Urmein — 4.1 km away
- Health insurance and supplementary cover in Rongellen — 4.8 km away
- Health insurance and supplementary cover in Domleschg — 5.0 km away
- Health insurance and supplementary cover in Tschappina — 5.3 km away
Health insurance premiums 2026 in Fürstenau: the real numbers
The range in Fürstenau is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Fürstenau from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Fürstenau →
Basic insurance in Fürstenau: choosing insurer, deductible and model
Three decisions drive your premium in Fürstenau. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Fürstenau starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Fürstenau
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Fürstenau →
How we work for Fürstenau
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Fürstenau this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Fürstenau (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Fürstenau?
In Fürstenau (postal code 7414), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Fürstenau have the same premiums?
Not necessarily. Fürstenau and nearby municipalities such as Scharans (2 km), Sils im Domleschg (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Fürstenau?
No. It explains the insurance and tax concepts for residents of Fürstenau (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Fürstenau with no obligation?
Of course. The starting point is your situation in Fürstenau; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.