Key points at a glance
This page is written for residents of Zillis-Reischen, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Zillis-Reischen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Zillis-Reischen has roughly 401 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Zillis-Reischen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Muntogna da Schons (1 km), Andeer (3 km), Rongellen (5 km).
Zillis-Reischen at a glance: your local context
Zillis-Reischen, a municipality of roughly 401 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Zillis-Reischen belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 401
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7432
- Federal municipality number (BFS): 3712
Health insurance and supplementary cover around Zillis-Reischen: compare neighbouring municipalities
Living or working near Zillis-Reischen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Muntogna da Schons — 0.5 km away
- Health insurance and supplementary cover in Andeer — 3.4 km away
- Health insurance and supplementary cover in Rongellen — 4.6 km away
- Health insurance and supplementary cover in Thusis — 6.2 km away
- Health insurance and supplementary cover in Urmein — 6.3 km away
- Health insurance and supplementary cover in Tschappina — 6.7 km away
- Health insurance and supplementary cover in Masein — 7.2 km away
- Health insurance and supplementary cover in Sils im Domleschg — 7.6 km away
- Health insurance and supplementary cover in Flerden — 7.8 km away
- Health insurance and supplementary cover in Sufers — 8.6 km away
Health insurance premiums 2026 in Zillis-Reischen: the real numbers
The range in Zillis-Reischen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Zillis-Reischen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Zillis-Reischen →
Basic insurance in Zillis-Reischen: choosing insurer, deductible and model
You steer your premium in Zillis-Reischen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Zillis-Reischen starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Zillis-Reischen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Zillis-Reischen →
How we work for Zillis-Reischen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Zillis-Reischen this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Zillis-Reischen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Zillis-Reischen?
In Zillis-Reischen (postal code 7432), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Zillis-Reischen have the same premiums?
Not necessarily. Zillis-Reischen and nearby municipalities such as Muntogna da Schons (1 km), Andeer (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Zillis-Reischen?
No, it is for orientation in Zillis-Reischen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Zillis-Reischen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Zillis-Reischen follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.