Key points at a glance
This page is written for residents of Obersaxen Mundaun, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Obersaxen Mundaun, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Obersaxen Mundaun has roughly 1’188 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Obersaxen Mundaun, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Mundaun (3 km), Breil/Brigels (4 km), Lumnezia (8 km).
Obersaxen Mundaun at a glance: your local context
Obersaxen Mundaun, a municipality of roughly 1’188 residents in the canton of Graubünden, has its own profile when it comes to health insurance. In Obersaxen Mundaun, the official FOPH premium rates for the canton of Graubünden apply.
- Population: roughly 1’188
- Canton: Graubünden
- Federal municipality number (BFS): 3988
Health insurance and supplementary cover around Obersaxen Mundaun: compare neighbouring municipalities
Around Obersaxen Mundaun, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Mundaun — 2.9 km away
- Health insurance and supplementary cover in Breil/Brigels — 3.9 km away
- Health insurance and supplementary cover in Lumnezia — 7.7 km away
- Health insurance and supplementary cover in Trun — 8.6 km away
- Health insurance and supplementary cover in Ilanz/Glion — 8.9 km away
- Health insurance and supplementary cover in Schluein — 11.1 km away
- Health insurance and supplementary cover in Falera — 12.2 km away
- Health insurance and supplementary cover in Sumvitg — 12.9 km away
- Health insurance and supplementary cover in Sagogn — 13.1 km away
- Health insurance and supplementary cover in Laax — 14.7 km away
Health insurance premiums 2026 in Obersaxen Mundaun: the real numbers
Concretely for Obersaxen Mundaun: the 2026 adult premium (deductible 300 CHF) is between 454 and 660 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’478 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 660 CHF | from 325 CHF |
| Young adults (19–25) | 341 – 541 CHF | from 213 CHF |
| Children (0–18) | 34 – 146 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Obersaxen Mundaun are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Obersaxen Mundaun →
Basic insurance in Obersaxen Mundaun: choosing insurer, deductible and model
You steer your premium in Obersaxen Mundaun with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Obersaxen Mundaun starts as low as 325 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Obersaxen Mundaun
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Obersaxen Mundaun →
How we work for Obersaxen Mundaun
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Obersaxen Mundaun this difference is measurable: 454–660 francs a month for adults, i.e. up to 2’478 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Obersaxen Mundaun (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Obersaxen Mundaun?
In Obersaxen Mundaun, the 2026 adult basic-insurance premium ranges from 454 to 660 francs a month depending on the insurer (deductible 300), from 341 francs for young adults and from 34 francs for children. For identical cover, the difference reaches up to 2’478 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Obersaxen Mundaun have the same premiums?
Not necessarily. Obersaxen Mundaun and nearby municipalities such as Mundaun (3 km), Breil/Brigels (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Obersaxen Mundaun?
No, it is for orientation in Obersaxen Mundaun. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Obersaxen Mundaun with no obligation?
Of course. The starting point is your situation in Obersaxen Mundaun; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.