Key points at a glance
Living in Domat/Ems (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Domat/Ems you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Domat/Ems has roughly 8’037 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Domat/Ems, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Felsberg (2 km), Tamins (4 km), Bonaduz (4 km).
Domat/Ems at a glance: your local context
Domat/Ems, a municipality of roughly 8’037 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Domat/Ems belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 8’037
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7013
- Federal municipality number (BFS): 3722
Health insurance and supplementary cover around Domat/Ems: compare neighbouring municipalities
Around Domat/Ems, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Felsberg — 1.7 km away
- Health insurance and supplementary cover in Tamins — 3.8 km away
- Health insurance and supplementary cover in Bonaduz — 4.2 km away
- Health insurance and supplementary cover in Rhäzüns — 4.7 km away
- Health insurance and supplementary cover in Rothenbrunnen — 6.6 km away
- Health insurance and supplementary cover in Domleschg — 6.7 km away
- Health insurance and supplementary cover in Coire — 6.7 km away
- Health insurance and supplementary cover in Churwalden — 8.0 km away
- Health insurance and supplementary cover in Cazis — 9.4 km away
- Health insurance and supplementary cover in Trin — 10.6 km away
Health insurance premiums 2026 in Domat/Ems: the real numbers
The range in Domat/Ems is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Domat/Ems are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Domat/Ems →
Basic insurance in Domat/Ems: choosing insurer, deductible and model
Three decisions drive your premium in Domat/Ems. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Domat/Ems starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Domat/Ems
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Domat/Ems →
How we work for Domat/Ems
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Domat/Ems this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Domat/Ems (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Domat/Ems?
In Domat/Ems (postal code 7013), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Domat/Ems have the same premiums?
Not necessarily. Domat/Ems and nearby municipalities such as Felsberg (2 km), Tamins (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Domat/Ems?
No. It explains the insurance and tax concepts for residents of Domat/Ems (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Domat/Ems with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Domat/Ems follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.