Key points at a glance
Living in Disentis/Mustér (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Disentis/Mustér you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Disentis/Mustér belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Disentis/Mustér has roughly 2’077 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Disentis/Mustér, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Sumvitg (7 km), Tujetsch (8 km), Trun (10 km).
Disentis/Mustér at a glance: your local context
Disentis/Mustér, a municipality of roughly 2’077 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Disentis/Mustér belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’077
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7180
- Federal municipality number (BFS): 3982
Applying for premium subsidies around Disentis/Mustér: compare neighbouring municipalities
Around Disentis/Mustér, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Sumvitg — 6.8 km away
- Applying for premium subsidies in Tujetsch — 8.4 km away
- Applying for premium subsidies in Trun — 10.4 km away
- Applying for premium subsidies in Medel — 11.3 km away
- Applying for premium subsidies in Silenen — 15.0 km away
- Applying for premium subsidies in Unterschächen — 15.6 km away
- Applying for premium subsidies in Breil/Brigels — 15.8 km away
- Applying for premium subsidies in Gurtnellen — 16.7 km away
- Applying for premium subsidies in Spiringen — 17.9 km away
- Applying for premium subsidies in Schattdorf — 18.5 km away
Health insurance premiums 2026 in Disentis/Mustér: the real numbers
The range in Disentis/Mustér is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Disentis/Mustér are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Disentis/Mustér →
Basic insurance in Disentis/Mustér: choosing insurer, deductible and model
Three decisions drive your premium in Disentis/Mustér. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Disentis/Mustér starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Disentis/Mustér
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Disentis/Mustér →
How we work for Disentis/Mustér
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Disentis/Mustér this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Disentis/Mustér (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Disentis/Mustér?
In Disentis/Mustér (postal code 7180), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Disentis/Mustér have the same premiums?
Not necessarily. Disentis/Mustér and nearby municipalities such as Sumvitg (7 km), Tujetsch (8 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Disentis/Mustér?
No. It explains the insurance and tax concepts for residents of Disentis/Mustér (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Disentis/Mustér with no obligation?
Of course. The starting point is your situation in Disentis/Mustér; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.