Key points at a glance
This page is written for residents of Tujetsch, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Tujetsch, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Tujetsch belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Tujetsch has roughly 1’237 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Tujetsch, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Medel (8 km), Disentis/Mustér (8 km), Gurtnellen (12 km).
Tujetsch at a glance: your local context
Tujetsch, a municipality of roughly 1’237 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Tujetsch lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’237
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7188
- Federal municipality number (BFS): 3986
Applying for premium subsidies around Tujetsch: compare neighbouring municipalities
Around Tujetsch, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Medel — 7.5 km away
- Applying for premium subsidies in Disentis/Mustér — 8.4 km away
- Applying for premium subsidies in Gurtnellen — 12.2 km away
- Applying for premium subsidies in Andermatt — 12.4 km away
- Applying for premium subsidies in Wassen — 13.0 km away
- Applying for premium subsidies in Sumvitg — 13.2 km away
- Applying for premium subsidies in Göschenen — 13.9 km away
- Applying for premium subsidies in Silenen — 14.1 km away
- Applying for premium subsidies in Hospental — 16.5 km away
- Applying for premium subsidies in Trun — 17.8 km away
Health insurance premiums 2026 in Tujetsch: the real numbers
In Tujetsch, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Tujetsch from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Tujetsch →
Basic insurance in Tujetsch: choosing insurer, deductible and model
Three decisions drive your premium in Tujetsch. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Tujetsch starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Tujetsch
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Tujetsch →
How we work for Tujetsch
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Tujetsch this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Tujetsch (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Tujetsch?
In Tujetsch (postal code 7188), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Tujetsch have the same premiums?
Not necessarily. Tujetsch and nearby municipalities such as Medel (8 km), Disentis/Mustér (8 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Tujetsch?
No, it is for orientation in Tujetsch. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in Tujetsch with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Tujetsch follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.