Key points at a glance
Living in Trun (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Trun you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Trun belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Trun has roughly 1’170 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Trun, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Sumvitg (5 km), Breil/Brigels (6 km), Obersaxen Mundaun (9 km).
Trun at a glance: your local context
Trun, a municipality of roughly 1’170 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Trun lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’170
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7166
- Federal municipality number (BFS): 3987
Applying for premium subsidies around Trun: compare neighbouring municipalities
Around Trun, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Sumvitg — 4.8 km away
- Applying for premium subsidies in Breil/Brigels — 5.7 km away
- Applying for premium subsidies in Obersaxen Mundaun — 8.6 km away
- Applying for premium subsidies in Disentis/Mustér — 10.4 km away
- Applying for premium subsidies in Mundaun — 11.5 km away
- Applying for premium subsidies in Lumnezia — 15.5 km away
- Applying for premium subsidies in Medel — 16.8 km away
- Applying for premium subsidies in Ilanz/Glion — 17.3 km away
- Applying for premium subsidies in Tujetsch — 17.8 km away
- Applying for premium subsidies in Falera — 19.5 km away
Health insurance premiums 2026 in Trun: the real numbers
In Trun, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Trun from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Trun: choosing insurer, deductible and model
Three decisions drive your premium in Trun. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Trun starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Trun
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Trun →
How we work for Trun
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Trun this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Trun (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Trun?
In Trun (postal code 7166), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Trun have the same premiums?
Not necessarily. Trun and nearby municipalities such as Sumvitg (5 km), Breil/Brigels (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Trun?
No. It explains the insurance and tax concepts for residents of Trun (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Trun with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Trun follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Trun is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.