Key points at a glance
This page is written for residents of Surpierre, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Surpierre, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Surpierre has roughly 708 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Surpierre, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Henniez (2 km), Valbroye (3 km), Dompierre (4 km).
Surpierre at a glance: your local context
Surpierre, a municipality of roughly 708 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Surpierre belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 708
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1528
- Federal municipality number (BFS): 2044
Health insurance and supplementary cover around Surpierre: compare neighbouring municipalities
Around Surpierre, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Henniez — 1.8 km away
- Health insurance and supplementary cover in Valbroye — 2.9 km away
- Health insurance and supplementary cover in Dompierre — 4.0 km away
- Health insurance and supplementary cover in Villarzel — 4.3 km away
- Health insurance and supplementary cover in Lucens — 4.3 km away
- Health insurance and supplementary cover in Ménières — 4.5 km away
- Health insurance and supplementary cover in Nuvilly — 4.8 km away
- Health insurance and supplementary cover in Trey — 4.9 km away
- Health insurance and supplementary cover in Curtilles — 5.0 km away
- Health insurance and supplementary cover in Prévonloup — 5.2 km away
Health insurance premiums 2026 in Surpierre: the real numbers
Concretely for Surpierre: the 2026 adult premium (deductible 300 CHF) is between 450 and 618 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’010 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Surpierre from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Surpierre →
Basic insurance in Surpierre: choosing insurer, deductible and model
You steer your premium in Surpierre with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Surpierre starts as low as 337 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Surpierre
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Surpierre →
How we work for Surpierre
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Surpierre this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Surpierre (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Surpierre?
In Surpierre (postal code 1528), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Surpierre have the same premiums?
Not necessarily. Surpierre and nearby municipalities such as Henniez (2 km), Valbroye (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Surpierre?
No. It explains the insurance and tax concepts for residents of Surpierre (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Surpierre with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Surpierre follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.