Key points at a glance
This page is written for residents of Valbroye, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Valbroye, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Valbroye has roughly 3’174 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Valbroye, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Henniez (1 km), Ménières (2 km), Trey (2 km).
Valbroye at a glance: your local context
Valbroye, a municipality of roughly 3’174 residents in the canton of Vaud, has its own profile when it comes to health insurance. Valbroye lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’174
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1523
- Federal municipality number (BFS): 5831
Health insurance and supplementary cover around Valbroye: compare neighbouring municipalities
Around Valbroye, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Henniez — 1.5 km away
- Health insurance and supplementary cover in Ménières — 2.2 km away
- Health insurance and supplementary cover in Trey — 2.3 km away
- Health insurance and supplementary cover in Villarzel — 2.7 km away
- Health insurance and supplementary cover in Surpierre — 2.9 km away
- Health insurance and supplementary cover in Châtonnaye — 3.8 km away
- Health insurance and supplementary cover in Fétigny — 4.2 km away
- Health insurance and supplementary cover in Fétigny-Ménières — 4.2 km away
- Health insurance and supplementary cover in Nuvilly — 4.8 km away
- Health insurance and supplementary cover in Cugy — 5.8 km away
Health insurance premiums 2026 in Valbroye: the real numbers
In Valbroye, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Valbroye are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Valbroye →
Basic insurance in Valbroye: choosing insurer, deductible and model
You steer your premium in Valbroye with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Valbroye starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Valbroye
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Valbroye →
How we work for Valbroye
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Valbroye this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Valbroye (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Valbroye?
In Valbroye (postal code 1523), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Valbroye have the same premiums?
Not necessarily. Valbroye and nearby municipalities such as Henniez (1 km), Ménières (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Valbroye?
No, it is for orientation in Valbroye. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Valbroye with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Valbroye follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.