Basic health insurance and supplementary cover in Curtilles

Basic health insurance and supplementary cover in Curtilles (Vaud)
Basic health insurance and supplementary cover in Curtilles (Vaud).

Key points at a glance

Living in Curtilles (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Curtilles you don't save by taking less protection — you save through the right insurer, deductible and model.

Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Curtilles has roughly 313 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Curtilles, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Lucens (1 km), Lovatens (2 km), Prévonloup (3 km).

Curtilles at a glance: your local context

Curtilles, a municipality of roughly 313 residents in the canton of Vaud, has its own profile when it comes to health insurance. Curtilles lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 313
  • Canton: Vaud
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 1521
  • Federal municipality number (BFS): 5669

Health insurance and supplementary cover around Curtilles: compare neighbouring municipalities

Living or working near Curtilles? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Curtilles: the real numbers

The range in Curtilles is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Curtilles (canton of Vaud), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)570 – 764 CHFfrom 442 CHF
Young adults (19–25)413 – 648 CHFfrom 284 CHF
Children (0–18)44 – 179 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

That is exactly what our comparison does: it ranks the 67 insurers active in Curtilles from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Curtilles →

Basic insurance in Curtilles: choosing insurer, deductible and model

You steer your premium in Curtilles with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Curtilles starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.

Checklist for Curtilles

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Vaud.

Free premium comparison for Curtilles →

How we work for Curtilles

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Curtilles this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Curtilles (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Curtilles?

In Curtilles (postal code 1521), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Curtilles have the same premiums?

Not necessarily. Curtilles and nearby municipalities such as Lucens (1 km), Lovatens (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Curtilles?

No. It explains the insurance and tax concepts for residents of Curtilles (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Curtilles with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Curtilles follow. The comparison is free, and no offer is binding.

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Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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