Key points at a glance
Living in Oberwil (roughly 11’136 residents (postal code 4104))? This guide frames the topic of "Car insurance" for the canton of Basel-Landschaft: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Oberwil, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Therwil (2 km), Bottmingen (2 km), Biel-Benken (2 km) — each have their own local page as well. The sections below list the key points to check.
Oberwil at a glance: your local context
Oberwil, a municipality of roughly 11’136 residents in the canton of Basel-Landschaft, brings its own local context to "Car insurance". For health insurance premiums, Oberwil belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 11’136
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4104
- Federal municipality number (BFS): 2771
Car insurance around Oberwil: compare neighbouring municipalities
Around Oberwil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Car insurance in Therwil — 1.6 km away
- Car insurance in Bottmingen — 1.6 km away
- Car insurance in Biel-Benken — 2.3 km away
- Car insurance in Binningen — 2.4 km away
- Car insurance in Bättwil — 3.2 km away
- Car insurance in Reinach — 3.5 km away
- Car insurance in Ettingen — 3.7 km away
- Car insurance in Witterswil — 3.7 km away
- Car insurance in Allschwil — 4.4 km away
- Car insurance in Münchenstein — 4.7 km away
Car insurance in Oberwil: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Oberwil, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
Comparing pays off especially when you change vehicle or after claim-free years: no-claims levels, deductibles and add-ons (parking damage, gross negligence, legal protection, replacement car) vary widely. For new cars, replacement at current or new value is a key criterion.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Oberwil
For "Car insurance" in Oberwil we work in three stages: an inventory of your contracts and dates (canton of Basel-Landschaft); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Oberwil (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Oberwil?
Yes. The neighbouring municipalities of Oberwil, such as Therwil (2 km), Bottmingen (2 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Basel-Landschaft or a move is coming up.
Does this page replace personal advice in Oberwil?
No, it is for orientation in Oberwil. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Basel-Landschaft.
Can I compare "Car insurance" in Oberwil with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Oberwil follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Oberwil is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.