Key points at a glance
Living in Binningen (roughly 15’675 residents (postal code 4102))? This guide frames the topic of "Car insurance" for the canton of Basel-Landschaft: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Binningen, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Bottmingen (1 km), Oberwil (2 km), Allschwil (3 km) — each have their own local page as well. The sections below list the key points to check.
Binningen at a glance: your local context
Binningen, a municipality of roughly 15’675 residents in the canton of Basel-Landschaft, brings its own local context to "Car insurance". For health insurance premiums, Binningen belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 15’675
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4102
- Federal municipality number (BFS): 2765
Car insurance around Binningen: compare neighbouring municipalities
Living or working near Binningen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Car insurance in Bottmingen — 1.1 km away
- Car insurance in Oberwil — 2.4 km away
- Car insurance in Allschwil — 3.0 km away
- Car insurance in Bâle — 3.5 km away
- Car insurance in Therwil — 3.9 km away
- Car insurance in Münchenstein — 4.1 km away
- Car insurance in Biel-Benken — 4.3 km away
- Car insurance in Birsfelden — 4.8 km away
- Car insurance in Reinach — 4.8 km away
- Car insurance in Schönenbuch — 5.0 km away
Car insurance in Binningen: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Binningen, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
Comparing pays off especially when you change vehicle or after claim-free years: no-claims levels, deductibles and add-ons (parking damage, gross negligence, legal protection, replacement car) vary widely. For new cars, replacement at current or new value is a key criterion.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Binningen
Our approach for "Car insurance" in Binningen: (1) list your contracts and deadlines in the canton of Basel-Landschaft; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Binningen (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Binningen?
Yes. The neighbouring municipalities of Binningen, such as Bottmingen (1 km), Oberwil (2 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Basel-Landschaft or a move is coming up.
Does this page replace personal advice in Binningen?
No. It explains the insurance and tax concepts for residents of Binningen (canton of Basel-Landschaft). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Binningen with no obligation?
Of course. The starting point is your situation in Binningen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.