Key points at a glance
This page is written for residents of Oberwil, in the canton of Basel-Landschaft, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Oberwil, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Basel-Landschaft), never on your health: for basic insurance, every insurer must accept you. Oberwil has roughly 11’136 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Oberwil, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Therwil (2 km), Bottmingen (2 km), Biel-Benken (2 km).
Oberwil at a glance: your local context
Oberwil, a municipality of roughly 11’136 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. For health insurance premiums, Oberwil belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 11’136
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4104
- Federal municipality number (BFS): 2771
Health insurance and supplementary cover around Oberwil: compare neighbouring municipalities
Around Oberwil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Therwil — 1.6 km away
- Health insurance and supplementary cover in Bottmingen — 1.6 km away
- Health insurance and supplementary cover in Biel-Benken — 2.3 km away
- Health insurance and supplementary cover in Binningen — 2.4 km away
- Health insurance and supplementary cover in Bättwil — 3.2 km away
- Health insurance and supplementary cover in Reinach — 3.5 km away
- Health insurance and supplementary cover in Ettingen — 3.7 km away
- Health insurance and supplementary cover in Witterswil — 3.7 km away
- Health insurance and supplementary cover in Allschwil — 4.4 km away
- Health insurance and supplementary cover in Münchenstein — 4.7 km away
Health insurance premiums 2026 in Oberwil: the real numbers
Concretely for Oberwil: the 2026 adult premium (deductible 300 CHF) is between 558 and 769 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’526 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 558 – 769 CHF | from 430 CHF |
| Young adults (19–25) | 390 – 630 CHF | from 261 CHF |
| Children (0–18) | 42 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Oberwil from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Oberwil →
Basic insurance in Oberwil: choosing insurer, deductible and model
Three decisions drive your premium in Oberwil. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Oberwil starts as low as 430 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Basel-Landschaft: the entitlement goes surprisingly often unclaimed.
Checklist for Oberwil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Basel-Landschaft.
Free premium comparison for Oberwil →
How we work for Oberwil
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Basel-Landschaft. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Oberwil this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Oberwil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Oberwil?
In Oberwil (postal code 4104), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Oberwil have the same premiums?
Not necessarily. Oberwil and nearby municipalities such as Therwil (2 km), Bottmingen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Oberwil?
No, it is for orientation in Oberwil. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Basel-Landschaft.
Can I compare "Health insurance and supplementary cover" in Oberwil with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Oberwil follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Oberwil is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.