Key points at a glance
This page is written for residents of Biel-Benken, in the canton of Basel-Landschaft, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Biel-Benken, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Biel-Benken belongs to region 1 in the canton of Basel-Landschaft) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Biel-Benken has roughly 3’414 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Biel-Benken, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bättwil (1 km), Therwil (2 km), Witterswil (2 km).
Biel-Benken at a glance: your local context
Biel-Benken, a municipality of roughly 3’414 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. For health insurance premiums, Biel-Benken belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’414
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4105
- Federal municipality number (BFS): 2764
Health insurance and supplementary cover around Biel-Benken: compare neighbouring municipalities
Around Biel-Benken, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Bättwil — 1.0 km away
- Health insurance and supplementary cover in Therwil — 2.0 km away
- Health insurance and supplementary cover in Witterswil — 2.2 km away
- Health insurance and supplementary cover in Oberwil — 2.3 km away
- Health insurance and supplementary cover in Ettingen — 3.2 km away
- Health insurance and supplementary cover in Hofstetten-Flüh — 3.4 km away
- Health insurance and supplementary cover in Schönenbuch — 3.8 km away
- Health insurance and supplementary cover in Bottmingen — 3.8 km away
- Health insurance and supplementary cover in Binningen — 4.3 km away
- Health insurance and supplementary cover in Allschwil — 4.9 km away
Health insurance premiums 2026 in Biel-Benken: the real numbers
Concretely for Biel-Benken: the 2026 adult premium (deductible 300 CHF) is between 558 and 769 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’526 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 558 – 769 CHF | from 430 CHF |
| Young adults (19–25) | 390 – 630 CHF | from 261 CHF |
| Children (0–18) | 42 – 175 CHF | — |
Our comparison tool does this work for you: the 77 insurers available for Biel-Benken are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Biel-Benken →
Basic insurance in Biel-Benken: choosing insurer, deductible and model
You steer your premium in Biel-Benken with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Biel-Benken starts as low as 430 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Basel-Landschaft — many households leave this reduction unused.
Checklist for Biel-Benken
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Basel-Landschaft.
Free premium comparison for Biel-Benken →
How we work for Biel-Benken
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Basel-Landschaft. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Biel-Benken this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Biel-Benken (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Biel-Benken?
In Biel-Benken (postal code 4105), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Biel-Benken have the same premiums?
Not necessarily. Biel-Benken and nearby municipalities such as Bättwil (1 km), Therwil (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Biel-Benken?
No. It explains the insurance and tax concepts for residents of Biel-Benken (canton of Basel-Landschaft). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Biel-Benken with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Biel-Benken follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.