Key points at a glance
This page is written for residents of Hofstetten-Flüh, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Hofstetten-Flüh, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Hofstetten-Flüh belongs to region 0 in the canton of Solothurn) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Hofstetten-Flüh has roughly 3’157 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Hofstetten-Flüh, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Witterswil (1 km), Ettingen (2 km), Bättwil (3 km).
Hofstetten-Flüh at a glance: your local context
Hofstetten-Flüh, a municipality of roughly 3’157 residents in the canton of Solothurn, has its own profile when it comes to health insurance. Hofstetten-Flüh lies in premium region 0 of the canton of Solothurn (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’157
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4114
- Federal municipality number (BFS): 2476
Health insurance and supplementary cover around Hofstetten-Flüh: compare neighbouring municipalities
Living or working near Hofstetten-Flüh? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Witterswil — 1.2 km away
- Health insurance and supplementary cover in Ettingen — 2.2 km away
- Health insurance and supplementary cover in Bättwil — 2.5 km away
- Health insurance and supplementary cover in Blauen — 3.1 km away
- Health insurance and supplementary cover in Biel-Benken — 3.4 km away
- Health insurance and supplementary cover in Therwil — 3.6 km away
- Health insurance and supplementary cover in Metzerlen-Mariastein — 3.8 km away
- Health insurance and supplementary cover in Dittingen — 4.3 km away
- Health insurance and supplementary cover in Rodersdorf — 4.4 km away
- Health insurance and supplementary cover in Nenzlingen — 4.8 km away
Health insurance premiums 2026 in Hofstetten-Flüh: the real numbers
In Hofstetten-Flüh, an adult with a 300 CHF deductible pays between 486 and 643 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’879 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Hofstetten-Flüh from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Hofstetten-Flüh →
Basic insurance in Hofstetten-Flüh: choosing insurer, deductible and model
Three decisions drive your premium in Hofstetten-Flüh. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Hofstetten-Flüh starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Hofstetten-Flüh
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Hofstetten-Flüh →
How we work for Hofstetten-Flüh
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Hofstetten-Flüh this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Hofstetten-Flüh (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hofstetten-Flüh?
In Hofstetten-Flüh (postal code 4114), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hofstetten-Flüh have the same premiums?
Not necessarily. Hofstetten-Flüh and nearby municipalities such as Witterswil (1 km), Ettingen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hofstetten-Flüh?
No, it is for orientation in Hofstetten-Flüh. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Health insurance and supplementary cover" in Hofstetten-Flüh with no obligation?
Of course. The starting point is your situation in Hofstetten-Flüh; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.