Key points at a glance
Living in Steinmaur (canton of Zurich) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Steinmaur you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Steinmaur belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Steinmaur has roughly 3’460 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Steinmaur, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Dielsdorf (1 km), Regensberg (1 km), Schöfflisdorf (2 km).
Steinmaur at a glance: your local context
Steinmaur, a municipality of roughly 3’460 residents in the canton of Zurich, has its own profile when it comes to health insurance. For health insurance premiums, Steinmaur belongs to FOPH premium region 1 of the canton of Zurich. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’460
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8162
- Federal municipality number (BFS): 101
Health insurance and supplementary cover around Steinmaur: compare neighbouring municipalities
Living or working near Steinmaur? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Dielsdorf — 1.3 km away
- Health insurance and supplementary cover in Regensberg — 1.3 km away
- Health insurance and supplementary cover in Schöfflisdorf — 2.4 km away
- Health insurance and supplementary cover in Neerach — 2.7 km away
- Health insurance and supplementary cover in Niederhasli — 3.2 km away
- Health insurance and supplementary cover in Oberweningen — 3.2 km away
- Health insurance and supplementary cover in Bachs — 3.5 km away
- Health insurance and supplementary cover in Schleinikon — 3.7 km away
- Health insurance and supplementary cover in Buchs — 4.0 km away
- Health insurance and supplementary cover in Stadel bei Niederglatt — 4.2 km away
Health insurance premiums 2026 in Steinmaur: the real numbers
Concretely for Steinmaur: the 2026 adult premium (deductible 300 CHF) is between 518 and 724 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’476 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
That is exactly what our comparison does: it ranks the 83 insurers active in Steinmaur from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Steinmaur →
Basic insurance in Steinmaur: choosing insurer, deductible and model
You steer your premium in Steinmaur with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Steinmaur starts as low as 389 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zurich — many households leave this reduction unused.
Checklist for Steinmaur
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Steinmaur →
How we work for Steinmaur
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Steinmaur this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Steinmaur (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Steinmaur?
In Steinmaur (postal code 8162), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Steinmaur have the same premiums?
Not necessarily. Steinmaur and nearby municipalities such as Dielsdorf (1 km), Regensberg (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Steinmaur?
No, it is for orientation in Steinmaur. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Zurich.
Can I compare "Health insurance and supplementary cover" in Steinmaur with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Steinmaur follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.